What is Ford Credit?

What is Ford Credit and how does it work? Ford Credit is the financial branch of the Ford Motor Company. If you’re interested in buying a new Ford model then you could benefit from this Ford Financing program at Metro Ford Sales Inc. There are a few options available so no matter your financial situation, you can find a Ford Credit plan that works for you and your Colonie needs. Learn more about Ford Financing and more with our finance experts today!

Buying vs. Leasing

Ford Credit allows you to choose if you’ll buy or lease your next Albany model. Here’s a quick overview of both options below:

Buying 

• Standard Purchase: This plan offers flexible payment terms and allows you to customize your vehicle anytime. Additionally, there are no mileage limitations or extra wear/use charges, and each payment you make builds equity, so your next Ford vehicle purchase will come at a lower price. New, used, and certified pre-owned vehicles all qualify for the Standard Purchase plan.
• Flex Buy: Opting for the Flex Buy program will award you a special payment plan with lower payments during the first few years. You must buy a new vehicle to qualify, and there is one term available. 

Leasing

• Red Carpet Lease: There are a variety of terms available to you in this plan and many benefits, such as seven available mileage options. An Advance Payment Program allows you to settle all your lease payments in one lump sum that will typically be less money than what the total of your monthly payments would have been. The Red Carpet Lease also provides a variety of lease-end opportunities. When your contract is up you can buy or lease a new Ford, purchase the leased vehicle at a previously determined price, or simply return the vehicle.

Benefits of Ford Credit

The Ford Credit program has plenty of helpful information to get you started if you’re new to the car buying process. Also note that Ford Credit offers personal assistance from their own Ford finance specialists and can work with you in the event you fall ill, have an accident, or require any sort of payment relief if you’ve become the victim of a natural disaster. 

Buy or Lease Your Next Ford Vehicle with Ford Credit at Metro Ford Sales Inc

Ready to buy or lease a new Ford with a Ford finance plan? Contact our team at Metro Ford Sales Inc near Latham to learn more, with any questions, or simply to get the process started.